How to calculate capital gains and losses on rental property

Q.  I am selling my rental property, which I lived in for six years before renting it out the last five years. I do not own another home and I am selling this one for less than market value because some horrible renters caused the property to become run down. My mortgage principal is $263,000…

The asset class most investors should be adding to their portfolio

Pretty much every serious investor has a favourite investment thesis or theme that they employ. Many of these are mainstream, which, by definition, means that a number of people do something similar. One such theme is to invest disproportionately in either dividend paying stocks or stocks that have a history of raising dividends. Some people…

Province moves to protect consumers against unqualified financial advice

The 2019 Ontario Budget, announced in mid-April, contains some truly great news for consumers and Certified Financial Planner (CFP®) professionals alike. After about a decade of lobbying for greater clarity on who can call themselves what, the Ontario government has introduced the Financial Professionals Title Protection Act, 2019. The proposed legislation stipulates that individuals who…

What are the pros and cons of investing in private REITs?

Q. Over the years I have done well investing in a private Real Estate Income Trust (REIT) and I wonder why they are not recommended more often by advisors. Am I missing something? And where can I find more information on REITs? – Jeff A. This is a great question, Jeff. For those who aren’t…

What are the pros and cons of investing in private REITs?

Q. Over the years I have done well investing in a private Real Estate Income Trust (REIT) and I wonder why they are not recommended more often by advisors. Am I missing something? And where can I find more information on REITs? – Jeff A. This is a great question, Jeff. For those who aren’t…

Free Nivea Lip Crayon

Reading Time: 1 min Wow, now this is a gorgeous freebie. Just look at it. We want one. Have you ever used a Nivea Lip Crayon? Well, now you can get your very own Lip Crayon in 1 of 3 colours (Coral, Hot Pink or Poppy Red) right now. All you need to do is…

The cheapest home printer set-up

Reading Time: 2 mins Printers? Aren’t they a bit old hat by now? With QR codes, cloud storage, and online file sharing so widespread these days, you might think that the humble printer is a bit redundant. However, spend time in any office and you’ll find that there’s still a queue to get to the…

Free Natural Handmade Soap

Reading Time: 1 min Fancy some free top-quality luxury soap? Lucky, for you, Adra Soap are giving a load away. And it’ll make you smell great. Soap is always a good gift. And even for yourself. This free soap is really something special. And it’s made using a cold-processing method that retains all the valuable…

Deal of the Week: 5 Rubber Unicorn Bracelets £0.09

Reading Time: 1 min This may be the cheapest deal we’ve ever offered (although it does have a £1.49 delivery charge). You can get a set of 5 gorgeous rubber unicorn bracelets for 9p. That’s 9p for the whole set from Amazon. Blimey. They look pretty and would make a great gift. At that price,…

Free M & S Easter Hamper

Reading Time: 1 min Easter is here and the annual Great British Chefs Easter egg hunt is back. And this year they”re giving away a luxurious M&S hamper filled with a range of delights! Worth £100, the lucky winner will win a stunning dark-stained wicker hamper. The hamper includes a bottle of Fiorito Prosecco and…

Free Higgidy Pies

Reading Time: 1 min Higgidy Pie are giving away 100 FREE Pies every month. Mmmm, mouth-watering. You can choose from their amazing, unique selection of pies and quiches, including Chicken Pot Pie with Ham & Leek, British Beef, Stilton & Sussex Ale Pie, Slow Cooked Steak & Red Wine Pie, the list goes on! Register your…

Understanding the basics: How much should medium length hairstyles cost?

Reading Time: 3 mins One of the common concern of people regarding haircuts and especially medium length hairstyles is how much they cost. These popular haircuts can have varying prices depending on the variation of the haircut and other many factors we will discuss here. However, the average cost is $20-$60 depending on the region….