Switching from mutual funds to ETFs

Are you considering switching from mutual funds to Exchange Traded Funds (ETFs)? If so, you are not alone. Growing numbers of Canadians are making the move. This is evidenced by 2020 fund statistics published by The Investment Fund Institute of Canada, which show net redemptions of mutual funds during September, while net purchases of ETFs…

Win a Selection of Kung-Fu Mama Noodles

Reading Time: 2 mins Kung-Fu Mama are giving away 10 packs of their quick-fix noodles! The Prize Leading Tawainese brand, Kung-Fu Mama, offer quick-fix meals for busy mums and hungry teenagers. Their great tasting, authentic, Asian noodle-based dishes offer a delicious quick-fix for family meals with a range of healthy, ready-to-eat meals designed to tantalise…

Managing tax in a “tenancy in common” situation

Q. I am a co-owner of a cottage in Ontario. The other co-owner would like to buy out my 50% share of the cottage as tenant in common. Do I have to claim capital gains if the cottage isn’t being sold? –Claudia A. Real estate is commonly owned as joint tenants, with rights of survivorship…

Last Posting Dates for Christmas 2020

Reading Time: 3 mins It’s the most wonderful time of the year… if you plan ahead! Even with lockdown easing, many of us are choosing to stay at home for Christmas. That means the Royal Mail and postal services will be busier than ever delivering cards and parcels to your loved ones! Here’s what you…

Travel: When to Save and When to Splurge

Reading Time: 2 mins Most people see traveling and vacationing as extremely expensive. From booking flights to paying for a place to stay to eating out for every meal, vacations can add up. However, there are ways to save money while still having a great time. If you don’t want to be considered a budget…

Win a SHO Designer Drinks Bottle

Reading Time: 2 mins Win one of three new designer drinks bottles from SHO! The Prize Looking to quench your thirst with a stylish and eco-friendly drinks bottle that will help you stand out from the crowd? Then enter our fantastic competition to win one of three designed bottles. SHO has worked with leading designer,…

Win a Synerva Health Care Bundle

Reading Time: 2 mins Win a CBD health care bundle from Synerva! The Prize It is very well documented that CBD oil has been used for centuries for its health and wellbeing benefits. People use CBD oil to aid in muscle recovery, to help soothe anxieties and stress, and also to provide pain relief without…

Making sense of the markets this week: November 23

Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors. It’s déjà vu vaccine all over again as we make sense of the markets This week began, like last week, with some very positive (and welcome) news on the vaccine front. As you may remember, on Mon.,…

Win a Luxurious Cake Selection Box

Reading Time: 2 mins Win a Cake Selection Box from Rosalind Miller Cakes! The Prize Rosalind Miller‘s luxury cake slices are the perfect gift as they can be enjoyed from the comfort of your own home. No baking required, all you need is a fork! You can now sample Rosalind Miller’s six most popular cake…

Win a Bundle of Doughlicious Treats

Reading Time: 2 mins Win a Bundle of Doughlicious Treats to See You Through the Winter! The Prize Leading cookie dough brand, Doughlicious, is giving away a delicious bundle of goodies that are the perfect treat for biscuit lovers.100% natural, gluten free and made with carefully-selected ingredients and no artificial colours or preservatives, Doughlicious produces…

Christmas on a Budget: Cheap but Thoughtful Gifts for Coffee-Lovers

Reading Time: 2 mins The best part about Christmas for many people is the giving and receiving of gifts. But if like many you’re feeling the pinch this year, your gift-getting budget might be a little smaller than usual. The good news is, that’s perfectly fine. In a world that’s increasingly driven by materialism and…

Financial literacy for seniors

Age has long been associated with wisdom. And while scientific studies offer conflicting results about the correlation between aging and wisdom, we all know people older than us who seem to have all the right answers—as well as some who start to show signs of cognitive impairment as they age.  My mother suffered from a…