Can you transfer your full pension into an RRSP?

Q: I would like to know if you can transfer all your pension funds into an RRSP upon retirement, without losing any of it? —Margaret A: You may be able to transfer some or all of your pension to a Registered Retirement Savings Plan (RRSP) upon retiring, Margaret. If it’s a Defined Contribution (DC) pension…

Can we gift cash or property to our kids tax-free?

Q. Can we gift cash to our children tax-free? What is the limit on this? And secondly, can we gift property (our home and an investment condo) to our children tax-free? Please let us know. — Ray and Sabina A: Hi Ray and Sabina. The good news is you can gift cash to your children with…

Win 1 of 5 Cocktail Shaker Bundles

This week we’re giving you the chance to win 1 of 5 Cocktail Shaker Bundles.   Prize Funkin Cocktails exist to shake up the ordinary, making great tasting cocktails available to all. Simply add spirit and ice and make it shake to create four delicious cocktails. Available in a range of classic flavours including Mojito, Pina Colada and Espresso Martini-  https://www.funkincocktails.co.uk/mixed-cocktail-bundle-party-pack/…

Everything you need to know about inverted yields

There’s no shortage of odd-sounding terms in the investment industry—smart-beta anyone?—but one of the more confusing ones has found its way back into regular conversation after a 13-year hiatus. Say hello to the dreaded inverted yield curve, something many people are pointing at for last week’s market losses. When people think of yields, they think…

Planes, trains and automobiles – Critical winter travel advice!

Now that the dark nights have taken hold and the cold has arrived, travel conditions have become more difficult to handle which is why we have compiled our best advice for getting on the move this winter, however you do it. The most important aspect of winter travel, is ensuring your safety as well as…

Canadian stocks look cheap, and 4 other chart insights for 2019

For the fifth year in a row Maclean’s asked dozens of economists, analysts and money managers to each pick a chart they believe will be important in the year ahead, and to explain why. You can see the full collection of important charts for 2019 here. We’ve selected five charts of particular importance to investors, about stock…

The pros and cons of Vanguard’s new sustainability ETFs

Imagine my great joy when I saw the announcement that Vanguard had launched two new ESG index ETFs. For those who don’t know, ESG—Environmental, Social and Governance—refers to the three central factors in measuring the sustainability and ethical impact of an investment in a company or business. Vanguard is an absolute leader in the ETF…

Free Chicken McNugget Fairy Lights

Have you always felt like something was missing from your Christmas tree? Been looking all year for a way to pay homage to your favourite McDonald’s meal? Then look no further than the new range of Chicken McNugget festive merchandise from McDonald’s! McDonald’s is giving you the chance to win a set of our exclusive…

Free CarpetRight Samples

Carpetright are offering FREE carpet samples, so you can find the perfect flooring for your home. Choose up to 4 samples from the many materials and colours available and enter your details to claim. To order your free carpet samples click ‘Claim Now’ and select the material and colours you’d like to sample. You can…

Family caregivers are missing out on help from the taxman

The vast majority of Canadians giving care to sick and disabled family members are missing out on lucrative tax assistance that can help fund everything from new drug expenses to the costs of driving to get them, parking at the hospital and the financial consequences of missing work. Here is a critical checklist of provisions…

Deal of the Week: 3p Silver Snowflake Necklace

Perfect in time for Christmas, as a treat for yourself or a nice stocking filler for a loved one. 3p for the necklace and 99p for delivery. What a steal! Amazon have done it again. Description Material:Silver + Rhinestone Pendant:1.6cm; Necklace length: 45cm Unique look with exquisite art crafts. Very elegant. Also a good gift…