Is the 4% Rule obsolete?

Over the half decade I’ve written this column and attempted to practice what it preaches, a central pillar has been the so-called 4% Rule. As originally postulated by Certified Financial Planner and author William Bengen, that’s the rule of thumb that retirees can safely withdraw 4% of the value of their portfolio each year without…

WIN 3 TRAPPED ESCAPE ROOM GAMES

Reading Time: 3 mins TRAPPED: bringing escape rooms to the home! the prize Bringing the fun and excitement of an escape room to the home, TRAPPED is a world-first game concept – turn ANY room into an escape room! Each TRAPPED pack has all you need to enjoy an action-packed escape room experience in your…

What are the most common types of financial scams?

Reading Time: 3 mins Financial scams cost UK consumers millions of pounds every year. With fraudsters becoming more sophisticated in their approaches and using more offline and digital touchpoints to target victims, being aware of the most common forms of scams and how to spot them can prevent criminals from stealing your money.   Phishing…

WIN A SMASH LUNCHBOX AND BOTTLE BUNDLE

Reading Time: 2 mins Win a SMASH Lunchbox and Bottle Bundle worth £40! the prize SMASH pride themselves on offering a large range of innovative products that aim to make everyday lives easier – creating fashionable, functional and affordable products that help save the planet! All insulated lunch boxes and bags feature the SMASH exclusive Blue…

WIN A MELA COMFORT BEDDING SET

Reading Time: 2 mins Win the Mela Bedding Set, part of the new eucalyptus range, retails from £139.99. the prize The Mela Bedding Set, part of the eucalyptus range, is available to buy online from MelaComfort. The set, which comes in either a Double or King size, in white, blush, or stone, includes two pillowcases,…

WIN AN AURO PERSONAL TRAINER SUBSCRIPTION

Reading Time: 2 mins Win an annual subscription of Auro’s Personal Training app worth £59.99! the prize Discover a new world of fitness with the Auro app. Auro provides hundreds of world-class workouts for at home, outdoors, and at the gym. All classes and training plans are tailored to your fitness goal and led by…

Student Survey Reveals Demand for Break Clauses

Reading Time: 4 mins Hundreds of thousands of students across the UK face changes to their university experience as a direct impact of coronavirus. Universities are set to return in September, but it will be a very different experience for most. Students can expect to receive some online or blended learning. Many universities, including Cambridge…

Is it time to buy gold (again)?

Whenever the world feels like it’s falling apart, the gold bugs emerge from their months-long hibernation, and buzz about telling anyone with ears about why the yellow metal is going to save us all. While you don’t see as many “sell your gold” commercials anymore, the bugs are out there, trying to convince everyone that…

Making sense of the markets this week: July 26

Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors. Earnings to drive Tesla stock into orbit? Tesla has disrupted the entire automotive industry. The global leader in electric vehicles now has greater stock market value than Ford, Chrysler and GM combined. So why is Tesla not…

WIN A JANA REINHARDT HIPPO NECKLACE

Reading Time: 2 mins Win this beautiful hippo necklace from Jana Reinhardt’s bestselling Out of Africa collection! the prize Founded in 2006, Jana Reinhardt Jewellery are a husband and wife team of master goldsmiths, based by the seaside in West Sussex. Their designs are inspired by the natural world and the native art movement. They…