Are annuities, bonds or GICs best for an 80-year-old’s money?

Q: My wife and I receive about $2,500 a month each in pensions. Plus, we each have about $75,000 in our TFSA accounts and about $180,000 in our RIF accounts. I have never been a fan of bonds, so for the last few years, I have invested in higher yield shares and ETFs. This has proved very…

John Bogle, founder of Vanguard and champion of index investing, has died at 89

John Bogle, who simplified investing for the masses by launching the first index mutual fund and founded Vanguard Group, died Wednesday, the company said. He was 89. Bogle did not invent the index fund, but he expanded access to no-frills, low-cost investing in 1976 when Vanguard introduced the first index fund for individual investors, rather…

Everything you need to know when booking a holiday before Brexit

Reading Time: 6 mins With recent events in Parliament, we are edging even closer to a disorderly Brexit, and UK travellers are facing the task of trying to unravel the conflicting messages on what potential travel disruptions they could face after 29th March 2019. With a flux of inaccurate information, and statements appearing in the…

Valentines Day Countdown – The best romantic ideas!

Reading Time: 4 mins With four weeks to go until Valentines Day, starting your preparations now is the best way to create the most affordable and unforgettable experience ever! The big day falls on a Thursday this year which is unfortunate, however, that doesn’t mean you can’t make the day special for your partner. Then…

The best apps to help you make money

Reading Time: 3 mins Finding ways to make extra money can be a challenge if you are short on time and energy, however, as more and more businesses and app platforms are developed, it is becoming increasingly easier to make money from apps. We have already created a few articles on the best apps to…

Disability, income splitting and tax reduction

Q: My wife has been diagnosed with a chronic condition known as Fibromyalgia, so she can’t work anymore (she’s 49). My plan is to retire at 65 (I’m 57) and we plan to have about $1 million saved in registered accounts (about 85% in my name).  Can you recommend a tax efficient approach to drawing down the…

Free Eye Test

Reading Time: 1 min Can you read this? Even if you can it might be a good idea to check up on the health of your eyes. After all you only have one pair. What better way to do this than with a free eye test at Specsavers? Eye tests check more than your vision…

Deal of the Week: Mini Coin Purse 29p

Reading Time: 2 mins Check out this delicate little coin purse, it’s yours for just 29p! That’s right we’ve spotted this deal on amazon this week. Get it while it lasts. Amazon Description Works well with credit card, ID card, keys, headset, lipstick, coins and other small items Open and carry easily, good craftsmanship and…

Free Schweppes G and T

Reading Time: 1 min Sign up to become a member of the Schweppes 1783 Club and you could receive a load of fab freebies. We’re talking drinks, drinks, and more drinks, sent in the post! Love drinks? This exclusive club is the best place for drinks enthusiasts to hear all about the latest bartending trends. Also, find…

How achieve early retirement – 5 vital tips

Reading Time: 3 mins Want to retire early? Whether you have dreams of volunteering, lazing on a beach or enjoying your retirement overseas, getting there can seem tricky. With high costs for things like health care, housing, child care and transportation, it can even seem like an impossible dream. Punching out early — permanently —…

Win a bounty of Rhodia notebooks and pads

Reading Time: 2 mins This week we’re giving you the chance to win a bounty of Rhodia notebooks and pads.   Prize Rhodia is offering one lucky reader over £60 of super-stylish, premium-quality Rhodia notebooks in a range of colours, sizes and styles. A well-established French-heritage brand dating back to 1934, Rhodia is best known…