Tips to save money on cable and internet bills

Reading Time: 3 mins Are you wondering if you might be paying extra bills for cable and the internet? A thought we all come across if not too frequently, but once in a while for sure, at times after seeing the bill and then forgetting to question. In this article, you will find some steps…

Win an Anita Since 1886 swimsuit

Reading Time: 2 mins Lovely swimwear for you to win! The Prize Are you planning some winter sun? Get your holiday off to a blazing start with this gorgeous swimsuit from Anita Since 1886! The Jamina suit is from the Tropical Luxury collection which is known for playing with gorgeous colours and designs, incorporating plenty…

Win a £60 Royce Lingerie voucher

Reading Time: 2 mins A naughty little Christmas competition for you this week. The Prize We’ve teamed up with Royce Lingerie, the UK’s only dedicated wirefree bra specialists, to give away one £60 voucher to spend on anything in their online store. Treat yourself to an underwear update with ultra-comfortable, supportive lingerie that doesn’t compromise…

10 ways to save more and pay down your debt

1. Set a goal If you’re serious about saving you need to set a goal so you know what you’re saving for. Whether it’s a trip to Japan you hope to take in a few months or saving for retirement, having a very specific goal will help you stay motivated and on track. 2. Track your…

Understanding your company pension plan

Some company pension plans are voluntary. Some are mandatory. Some have different levels of contributions or optional features. The starting point for assessing any pension plan is understanding the difference between a defined benefit (DB) and defined contribution (DC) pension plan. Defined benefit pensions A DB pension entitles a plan member to a future benefit…

Will applying for a credit card tank my credit scores?

The title of this article isn’t a typo. We each have more than one credit score. Contrary to popular belief, there is not a single “standard” or “master” credit score used by all lenders. In fact, it is not unusual for there to be a significant variation in one individual’s credit scores—with differences of up…

7 ways to prepare for retirement

1. Face the facts Saving for retirement is always a challenge. But a number of factors have added up in recent years that make it even tougher on those entering or preparing to enter retirement. Jonathan Chevreau, Retired Money columnist for MoneySense, says the strength and predictability of defined benefit pensions (which pay out until…

One for the money

For Megan*, having control over her money after her divorce brought some sense of relief. As the sole breadwinner near the end of her marriage, she says her biggest financial weakness was her ex, an excessive spender. “I’ve always paid off my credit card bills every month and put 10% of my pay in savings….

What’s the best way to pay for a master’s degree in the U.S.?

Q. My daughter, Sonia, is 27 years old with a bachelor’s degree in English from a Toronto university. Needless to say, she is currently not working in the field that she was trained in. She thinks going back to school would enhance her employability in the writing and publishing industry, so she applied to—and was…

How to survive the trade war with China

In mid-October, it appeared that the U.S. and China struck a deal to pause that month’s tariff hike and, more importantly, put a December 15 tariff increase—on smartphones, laptops and toys, the stuff that really matters to Americans—on hold. No matter that there was no written agreement in place. The world essentially had to take…

Should you borrow to pay expenses on an investment property?

Q. I have an investment property that I rent out. Now that I’m retired, I would like to use the income to supplement my retirement income. That would leave me with no money to pay the expenses on the property (mortgage payment, maintenance, utilities, etc.). I’m wondering two things: One, can I borrow all my…

Win a Friends Quiz

Reading Time: 2 mins Get quizzing with your favourite tv show! The Prize Think you know Friends? We’re here for you! Now is the time to test your knowledge with Top Trumps Quiz with a Twist! 500 questions and a unique form of game play that will test your mind on the world’s greatest television…