Win a Wesco Breadboy Red Breadbin worth £64.95

This week we’re giving you the chance to win a Wesco Breadboy Red Breadbin worth £64.95.   Prize This retro red kitchen accessory looks like it’s just returned from a lunar mission ready to provide you with the accompanying cheese for your tasty bread. The Wesco Breadboy Red Breadbin is so cool that it lends…

As rates rise, dividend stocks could suffer

Canada’s overnight rate has climbed by five times since 2017—it hasn’t jumped this much since 2005 when rates rose by 2% over 21 months—and that has many people worried about variable rate mortgages and other floating rate debts. While rising payments is something to be concerned about, especially since Canadians are mired in debt, the…

A teacher’s $21,000 TFSA looking to spice things up

Andrew Kefalas Age: 55 Location: Vancouver, B.C. Total TFSA: $21,000 Strategy: A DIY couch potato using ETFs with a penchant for a little tinkering Andrew Kefalas is a 55-year-old teacher and the father of two twin boys, aged four. His wife Angela, 42, is also a teacher who works part-time but is planning to return…

How To Save Cash with Yellow Label O’Clock

Get the low down on top supermarket’s reductions and how to snap them up! Alice at Magic Freebies has created a go-to guide for how to shop at Yellow Label O’Clock. With so many huge supermarket names on the scene who all claim to offer the best deals, it can be hard to know which…

Should you invest in ETFs on foreign stock exchanges?

Q: My partner and I have saved 1,000 British pounds and 7,000 euros: we were planning to move to Europe, but our plans changed and we’ve decided to stay in Canada. We would like to invest this cash in ETFs on the London Stock Exchange and the Frankfurt Stock Exchange, so we do not want to…

Broadband and TV packages: Winter offers

Broadband is one of the essentials for modern day life and the UN even considers internet connection as a basic human right. We need it for education, work, entertainment and everything in between, so it’s important that you take advantage of Christmas offers to find the perfect broadband and TV packages for you at the best…

How should a 24-year-old invest a $500,000 inheritance?

Q: My parents recently passed away and I inherited close to $500,000. I am 24 years old working as an engineer-in-training in Toronto with an annual salary of $65,000. My student loans are paid off and I carry no credit card debt. I currently live off my own salary with about 40% of my after-tax income…

My parents are in their 90s with no estate plan. What now?

Q: I have a question about estate taxes. My parents are 90 and 93. My father still lives in the family home by himself and my mother is in Long Term Care and has end-stage dementia. I am an only child—separated but not divorced. I am in process of giving copies of Power of Attorney (POAs) to all…

Save money by working on your garden this winter

With the dreary weather and freezing temperatures, it’s hardly surprising that most people see winter as a time to take official leave from the garden. Once the first signs of Spring start arriving, they wake from their hibernation and enter a mad rush to get their garden flower-ready. If this sounds suspiciously much like you,…

Deal of the Week: 50 Organza gift bags for under £2

Get ready for gifting season (the countdown to Christmas has officially begun)! Amazon are offering a pack of 50 Organza gift bags for under £2 + FREE delivery! Description Organza bags Small – 9cm x 7cm Medium – 12cm x 9cm Large – 15cm x 11cm Reviews Bought these as a little wedding flavour bag…

WIN 5 Year membership with original volunteers worth £125

Prize Original Volunteers is the UK’s leading affordable volunteer organisation started in 2006 for people of all ages to make a difference in developing countries around the world. The project advice team guide and support people from many different backgrounds to volunteer abroad, many for the first time for between one and four weeks. Programme fees…

Leaving an inheritance for your grandchildren

Q: My mother has just sold her home and is wanting to open an account for her grandchildren for the purpose of purchasing a home or higher education. My sons are 14 and 11 (her grandchildren). What would the best investment account be for her to put the money in and leave it until the boys…