6 money-saving tips for post-secondary students

For Canadian college and university students, the days of being able to rely on summer-job savings to cover the cost of tuition, rent, and maybe even have some extra cash for food and books, are long gone. About 50% of students are now graduating with debt, with their average amount owed approaching $28,000.  Crunching the…

The pros and cons of dividend investing

One of the more controversial investing topics confronted by near-retirees once they pass the age of 60 is the efficacy of dividend investing. One school of thought is that once you are near the stage of needing to draw income from portfolios, every investment should pay interest or dividends. That would rule out non-dividend-paying stocks…

Can you make a transfer from an RESP to a spouse’s RRSP?

Q. I have an RESP account that I plan to wind down—and I have very little RRSP contribution room, but my wife has quite a lot. I just read this article you wrote for MoneySense about transferring money from an RESP to an RRSP. I thought it was permissible for a subscriber (that would be…

10 surefire tips for gardening on a budget

Reading Time: 5 mins You can garden for less, that’s one thing for certain and these tips will show you how to have an outstanding outdoor area for less.   1.    Grow From Seeds, Not Seedlings A bunch of six lettuce seedlings costs between $3 and $6, yet a packet of 500 lettuce seeds is…

Five tips to save money on holiday

Reading Time: 3 mins 1. Don’t Dismiss Unusual Solutions Sometimes, bucking the usual trends is a good idea. Take the example of going on holiday as a dog owner. We have two older dogs, and because they are 12 and 14, it’s not really practical to put them in a boarding house or even have…

Win one of four Milton Back to School Bundles

Reading Time: 2 mins This week we’re giving you the chance to win a super Milton back to school bundle, to make sure your kids stay clean and healthy! The Prize It’s almost time to send the kids back to school. Sterilise and clean lunch boxes and water bottles by following these simple steps using…

Win 2 personalised nanu pillows

Reading Time: 2 mins Sleep like never before, with this week’s prize. The Prize When it comes to sleep, nanu believes that no two people sleep the same, so everyone should have the option of creating a pillow that’s perfect for them. Win a pair of tailored pillows, creating a perfect sleep environment ready for…

Win a month’s supply of Gregory’s Tree bars

Reading Time: 2 mins Delicious bars coming your way for a whole month if you win. The Prize Gregory’s Tree is a tasty fruit twist snack bar free from dairy, gluten and wheat and made with 100% organic ingredients. Each Gregory’s Tree Blueberry and Raspberry Double Twist bar bursts with fruity flavour as each is…

Are we in a recession? Unusual signs to spot boom or bust

Reading Time: 4 mins Is Britain about to hit another recession? Is another global financial crash about to happen? Are we about to enter a period of economic boom? Shall I save or spend? Questions like these keep experts, politicians, think tanks, and economists, in full-time jobs. However, you don’t always have to rely on…

Win an official Disney Buzz Lightyear Phone Holder

Reading Time: 2 mins To infinity and beyond! We’re giving away this little guy to hold phones/gaming controllers and accessories! The Prize To infinity and beyond! Win your very own life like recreation of the well-loved Disney character Buzz Lightyear thanks to the creators at Cable Guy. A helping hand to hold all your gaming controllers, accessories and…

Win a pair of PuroQuiet Active Noise Cancelling Wireless headphones worth £99

Reading Time: 2 mins We’ve got some fancy tech to give away – a pair of noise cancelling wireless headphones. The Prize The PuroQuiet Active Noise Cancelling Bluetooth headphone are volume limited to 85 decibels protecting children hearing from any damage. Made from high-quality aluminium, with plush noise-isolating ear-pads, the latest Bluetooth profiles for CD-like…

Save money on owning a car with these 4 tips

Reading Time: 2 mins The UK is known for affordable and extensive public transport options like train and bus systems. However, many people still rely on a car as their main means of transit across this tiny island. A car can be especially useful if you find yourself travelling frequently to visit family, work, or…