Free Krispy Kreme doughnut on March 20th

Reading Time: 2 mins Krispy Kreme is celebrating International Day of Happiness (20th March) by offering a free doughnut with any purchase, so customers can share the joy! In addition, they’ll also be offering customers the chance to purchase the Happiest Doughnut, a super smiley sweet treat perfect available for one day only. Krispy Kreme know…

The best TFSA investment for a time horizon of 3 to 5 years

Q. Can you please recommend an ETF for my daughter’s TFSA? Her time horizon is three to five years. — Dina A. ETFs are an excellent choice for long-term investors, but they’re not a good option for short-term savers. Dina, I’m guessing your daughter may need the money for tuition, or a down payment, or…

What is an RESP?

Designed by Kstudio / Freepik With the sleepless nights that come with a newborn it can be hard to plan even one week in the future, let alone grappling with how to save up enough money for when that little bundle of joy heads off to college or university in 18 years. Fortunately Canadian parents…

Why it’s important to double down on low-cost financial products

For well over a decade, I’ve been a crusader for low-cost products.  One of my investing heroes is the late, great John Bogle—a man whom I have had the privilege to have met. It’s funny how some people (read: me) can be self-satisfied about being “ahead of the curve” by smugly comparing oneself to those…

Why Canada needs open banking

In January, the Department of Finance quietly released what could end up being one of its most significant consultation papers. It’s looking into whether it should mandate open banking, a little known—at least in Canada—initiative that has the potential to dramatically disrupt our banking sector and give consumers more control over their financial information. Open…

The best way to transfer investments to your spouse

Travel photo created by kstudio – www.freepik.com Q: Is there a way for me to transfer my mutual funds to my spouse so that we can use the money for an investment? – Dean A: When capital assets like mutual funds, stocks, exchange-traded funds (ETFs) or rental real estate are transferred from one spouse to…

What happens to interest on an inheritance while executors fight over a will

Q. I received an inheritance and am supposed to get a fixed amount of money. The people who got the majority of the money (non-fixed) are fighting/bickering/litigating with each other. These people are the executors. The deceased has been rolling in the grave for over a year now! My question: Where is the liquidated money? Do lawyers invest it…

Interactive guide to help you save money on interior design

Reading Time: 1 min MyVoucherCodes launches an interactive guide to help you save money on your interior design and decoration We all know the feeling – you’ve been browsing on Pinterest for far too long and now you’re desperate to recreate “the look”. But that look – the one in the glossy magazines and the…

Free Reusable Cups

Reading Time: 1 min Dairy AHDB are giving away Reusable Travel Cups for FREE! Simply enter a short form on their website to claim. To claim scroll right to the bottom of the page where the cups are and click the link which will open to a form when you need to enter your details….

Learn a Language for Free

Reading Time: 1 min This one is for all the Netflix addicts out there. Learn a new language while watching TV. The study of modern languages in schools is in steep decline, but a free online tool designed to help people learn them by watching TV shows on Netflix has gained 30,000 users in three…

Deal of the Week: Fluffy Unicorn Pendant £0.77

Reading Time: 2 mins This week we’ve got a really cute deal. This fluffy little unicorn pendant can be yours for just £0.77 + FREE delivery on Amazon. Description Cute fluffy ball key chain with unicorn pattern. With a pair of earrings to be a small free gift. Fluffy Fashion Great companion of your keys,…